From the Desk of Gary Bellinger, Associate Broker
EXiT Realty Partners in Shrewsbury MA
You can directly apply online for an FHA loan. Learn more about financing and refinancing terms at FHA Government Loans. At the time of this writing, a new home buyer may pay as little as 3.5% down with an approved FHA loan.
Thinking about “fixer-uppers”? Be sure to ask about the qualifications and stipulations for HUD/FHA 203K rehabilitation financing.
Did you know about Rural Housing Financing? You should also inquire about getting a USDA home loan – Lower Rates and $0 Down Financing may be available for you in certain areas.
VA-Backed Loans are available to many veterans and those in active military service as well as some surviving spouses. Find out if you qualify at the United States Department of Veterans Affairs.
Do you have credit problems to solve before you move forward with financing? Learn more about improving your credit score at Free E Book and Credit Consultation from Lexington Law.
Estimate your monthly financing costs using the free mortgage calculator or the rent vs. buy calculator.
Learn more about home ownership and see additional financing options at MassHousing.com.
Finally – don’t forget to have a chat with the loan officer at your own bank! It’s the logical place to start if you plan to compare the mortgage terms & conditions of various lenders!
Sean M. Callan
Sr. Mortgage Planner
DREW Mortgage Associates
196 Boston Turnpike Road
Shrewsbury, MA 01545
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Prospect Mortgage Company
1393 Grafton Street
Worcester, MA 01604
Senior Loan Officer
411 Waverley Oaks Rd Suite 325
Waltham, MA 02452
864 Massachusetts Avenue
Arlington, MA 02476